# GENIUS Act

The Guiding and Establishing National Innovation for U.S. Stablecoins Act, a United States federal law enacted in July 2025. It creates a licensing regime for payment stablecoin issuers, sets reserve and disclosure requirements, and restricts who may issue a payment stablecoin in the United States. Definitions here summarize the statute in plain language.

## Sources

- [GENIUS Act (S. 1582, 119th Congress) — congress.gov](https://www.congress.gov/bill/119th-congress/senate-bill/1582)

## Disclaimer

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Source: https://reservebeat.com/learn/genius-act